Will you carry debt into retirement?

For the past few decades, the number one fear people have had about retirement is that they will outlive their money. (Prior to that, we didn’t live long enough after retirement to worry about it.)  The common concern has been whether what we have put aside will last our lifetime. I remember my father spending… Continue reading Will you carry debt into retirement?

The right questions to ask before you retire

How much is enough? In survey after survey on retirement planning, how much we actually need to retire appears to be the number one question pre-retirees have. We are fixated on the fear that we’ll outlive our savings. And that’s not surprising since the currency of our working lives is money. How much we earn,… Continue reading The right questions to ask before you retire

Are you willing to defer your retirement?

Are you willing to defer your retirement? A recommendation to the federal government to raise the retirement age forcing many Canadians to do just that was made early last month.  It was hastily dismissed. Maybe a little too hastily. The Advisory Council on Economic Growth made the recommendation to the federal Finance minister to raise… Continue reading Are you willing to defer your retirement?

5 signs you’re not ready to retire

If you are one of the many boomers who no longer love their job, the lure of not having to get up and go to work everyday can be very strong. You’re thinking about retirement more and may even have picked a date. Before you open the door to retirement, you’ll want to make sure you’re actually ready. Failing… Continue reading 5 signs you’re not ready to retire

Going the distance with your sweetheart

It’s Valentine’s Day so I thought it was a good time to write about couples and love. Not the hearts and flowers kind of love that we see in the cards we’re supposed to give to our sweethearts on this day. Or the diamonds and expensive perfume kind of love, that advertisers pour crazy amounts… Continue reading Going the distance with your sweetheart

Letting go of our stuff

My dad was a pack rat. Like many of his generation, he kept everything – just in case he might need it some day. And by everything, I mean balls of string, twist ties, glass jars, plastic bags and containers, old electronics, magazines, paint, wire, elastics, paper, nails, screws. . . you get the idea.… Continue reading Letting go of our stuff

Retirement is an artificial finish line

Have we been sold a bill of goods when it comes to retirement? Is retirement just an artificial finish line created by the real estate, leisure and financial industries to get us to quit work and consume or invest more? That premise was put forward by Mitch Anthony, author of The New Retirementality: Planning Your Life… Continue reading Retirement is an artificial finish line