Will you carry debt into retirement?

For the past few decades, the number one fear people have had about retirement is that they will outlive their money. (Prior to that, we didn’t live long enough after retirement to worry about it.)  The common concern has been whether what we have put aside will last our lifetime. I remember my father spending… Continue reading Will you carry debt into retirement?

What to ask a financial advisor

Last post, I talked about what you can do to figure out that universal retirement question: “How much is enough?” And I recommended that you meet with a financial advisor at least once before you retire. I had a couple of queries about whether that was really necessary and how to find the right financial… Continue reading What to ask a financial advisor

The right questions to ask before you retire

How much is enough? In survey after survey on retirement planning, how much we actually need to retire appears to be the number one question pre-retirees have. We are fixated on the fear that we’ll outlive our savings. And that’s not surprising since the currency of our working lives is money. How much we earn,… Continue reading The right questions to ask before you retire